Lenders

Flood zones and flood insurance still uncertain | Levee impact on North Topeka

1951 Kansas River North Topeka flood | photo

Photo from http://www.kansasmemory.org/ Even though the long-awaited September 30 date is almost here and Shawnee County’s new FEMA flood zone maps will soon be in effect, uncertainty still persists for new buyers of homes in flood zone areas. First, the Senate has yet to extend the authority of the National Flood Insurance Program to underwrite [...]

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Improve Your Credit Score Before Searching for a Home

Many prospective homeowners find out the hard way the importance of a good credit score when they apply for a home mortgage, especially after the subprime loan crisis. If you are considering buying a home in the near future, it is a good idea to give your credit score a check-up and then take positive [...]

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6 things to know about FHA loans

Nearly 87% of all home mortgages are obtained with an FHA loan in today’s real estate market.  The popularity comes from low interest rates, a lower down payment and being able to secure a mortgage with a lower credit score than a conventional loan.  Here are some thing you may not know about FHA loans that may [...]

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